Help for those on a low income

Help for those on a low income is available and there is always hope if you are having financial difficulties. However, systems can be challenging to navigate especially when you are already feeling stressed about your financial plight.

I thought I would list things that are well worth investigating when the wolf is at the door and you are feeling stressed.

Help with rent

Rents can be very high and housing costs are often the biggest expenditure item for individuals and families. If you are renting whether on benefits or working, check if you are entitled to Housing Benefit to cover all or part of your rental costs. The roll-out of Universal Credit will see housing costs covered in a different way so check out information on that too.
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Help with council tax

Council tax can be another big strain on finances. Depending on where you live Council Tax Reduction may be available giving a discount depending on your individual circumstances.

Free prescriptions

There are quite a number of circumstances that make you eligible for free prescriptions and help with other health costs. The basic message is if you have health costs, it is always worth finding out if you can get some help towards them.

Free school meals

All pupils in reception, year 1 and year 2 in state-funded schools are eligible for free school meals. If you are on certain welfare benefits, you may also be able to obtain free school meals for your children.

Social Fund and grants

If you are on certain benefits, you may be able to get help towards expenditure such as clothing or a washing machine via a budgeting loan. This is interest free so you only pay back what you borrow normally within a 2 year period.

You would be amazed how many organisations offer grants to those in need. The Turn2Us website helps you search for the ones that apply to your particular situation.

Food banks

There are lots of food banks so check online to find one near where you live. You can go to some without a referral but sometimes you need to be sent by someone like a GP, charity, advice agency or social worker.

When money is tight it is vital to view your options and to seek good advice from someone like the Citizens Advice Bureau Service.

Do you know of any good help for those on a low income?

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10 Comments

  1. Karen, the next best thing to mummy November 9, 2017 / 6:17 pm

    Another benefit that many are unaware of is that if you are on a low income, you can get help with the cost of school uniforms when your children go to secondary school #brillblogs@_karendennis

  2. Kamsin November 10, 2017 / 3:44 am

    Thanks for sharing this info. I hope it finds it’s way to those who need it. #ablogginggoodtime

  3. Madeline (This Glorious Life) November 10, 2017 / 7:28 pm

    Some fab advice and links here Kate, really useful. We’re lucky here in Wales that prescriptions are free, but it’s good to know that there are lots of of circumstances that make you eligible for free prescriptions in England too. x #TheListLinky
    Madeline (This Glorious Life) recently posted…7 self-care tips to get you through the winterMy Profile

  4. Lisa Pomerantz November 13, 2017 / 4:00 pm

    Many countries sure do a better job of taking care of their own. Embarrassed and from the US. #ThatFridayLinky xoxo

  5. Crummy Mummy November 14, 2017 / 2:37 pm

    We always donate to our local food bank when we can – It’s so important #ablogginggoodtime
    Crummy Mummy recently posted…Type 1 diabetes and usMy Profile

  6. The Pramshed November 14, 2017 / 8:39 pm

    Thanks Kate there are good pieces of advice here, hopefully I won’t ever need it, but it’s really useful to read these facts. Thanks so much for linking up at #fortheloveofBLOG. Claire x
    The Pramshed recently posted…Why it’s ok to take a blogging breakMy Profile

  7. Mummy in a TuTu November 15, 2017 / 7:12 pm

    a really useful post for people who may not know!
    Thanks for linking to #ablogginggoodtime

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