If you move to a new home or are in the  middle of home improvements, it is too easy to cut corners and important ones at that. Although this can seem like a more affordable option, sometimes it is a big mistake. Do not go without carpet underlay. In fact I would go as far as to say that carpet underlay purchase and choices are as important as choosing the colour and material of your carpets themselves.

The purpose of carpet underlay

It gives you a more comfortable experience. We spend a lot of time in our homes especially with more of us working from home as well as bringing up our families there. Underlay provides a cushioning experience for your feet, back and legs as you walk around the home.

Underlay also keeps noise down to a reasonable level. From a financial point of view your carpet really will last longer with good underlay in place. It means your beautiful carpet is not bashed by harsh bare floors. Also it can help you save on heating bills as it provides some insulation in cold weather.

Types of underlay

There are basically three types of carpet underlay available: foam, felt and rubber from outlets such as the Carpet Underlay Shop

If you are on a mid-range budget foam underlay is a good choice.  Felt underlay is not used as much these days but used to be a popular and cheap choice for householders.

Rubber underlay is the waffle looking one and gives superb springiness as you walk. It is hard-wearing but it’s also breathable thanks to its cellular construction. Rubber underlay is pricier but it’s also a quality choice.

Other flooring choices

You can also buy underlay for other types of flooring like vinyl and wood to obtain a springier and softer walking  experience in your home along with  the  obvious insulation properties.

Your choice of underlay

Firstly, I reiterate do make sure you invest in underlay. I confess in my earlier years of being a grown-up householder of not having  underlay at all. All this led to was damage to carpets which then had to be replaced sooner than they would have otherwise have needed.

Carpet and underlay wear out at pretty much the same rate so when you replace your carpet, my tip would be to replace your underlay too.

Think about the needs of your individual family. Benefits of more expensive underlay may be worth the extra cost to you. For example, you may have health issues so really do need that springier and softer walking experience. You may need to keep warmer than most if you have elderly relatives living with you. There will be the right underlay out there for you and once again, I urge you to make that investment as it will mean comfort and money saved in the long run.

 

 

 

We change over the years in so many ways. When I was in my teens, I was strongly of the view I did not want or need a man partly because I felt it would make me lose focus on more important things like my career. Of course, them I became totally smitten in a presumably unrequited way and ended up living with one bloke and marrying another.

I was reflecting recently on whether my taste in men has changed over the years. Do women look for different things as we get older? I have concluded that my must-have list has stayed pretty much the same since teenage years.

Sense of humour

Men who have appealed to me over the  years have always had a good sense of humour which is a good job because I can be quite witty and love a bit of banter and word play. Laugh easily and make me chuckle and I am all yours!

Kindness

I will notice a man if he is kind to others whether adults, children or animals. When I am struggling I want a man to show he cares with  a kind word, a touch or a small gift based on who I am as an individual. If he leaps in to protect me when I am threatened in any way, I can transform into my very own version of Cinderella.

Coffee

The way to my heart may well be through you making  me a coffee. Invite me for coffee, make me a coffee and wake me up with  coffee and you are my dream date.

Intelligence and conversation

I am an intelligent woman and I enjoy good conversation. Despite what many people might think, I love to have my opinions challenged and to get involved in a good debate. So ideally I need a bloke with a great mind who is willing to talk a lot. Lack of deep conversation is a big challenge in my current relationship.

Respect for women

I am proud to have brought up my boys to respect women. It pleases me to think how they will treat women as they leave home and carve out their own relationships. Respect for women is too rare a commodity in society still but that is changing and about time too. So please respect my thoughts, feelings and body and we will get on amazingly.

These days I would be a bit sensible too and look for someone who is ideally working and good with money. Similar interests would be good too such as a love of the arts and history. We live and we learn but it was fun to see how little my tastes have changed over the years.

Lucy At Home

Five Little Doves

So as Meghan has found her Prince I thought I would have a little fun and asked some fellow bloggers for their thoughts on what makes the perfect man. Some common themes emerged so if there is a bloke out there looking for love, you have a reference guide of what women really want.

SENSE OF HUMOUR

A sense of humour! I used to have a thing for Chris Moyles and Jonny Vegas because they made me laugh, they’re not the most ‘conventionally’ attractive men!
www.meanniebee.com

Someone who you can have a bit of banter with, and doesn’t take themselves too seriously
www.wingingitwithtwoboys.com

What attracts me to a man is a fantastic sense of humour, I can’t be doing with anyone too serious plus they just have to be nice. It sounds simple but a nice guy will always be there for you and be somebody you can rely on. https://emmareed.net

Oh it’s all about somebody fun who makes me laugh. Because that will always be there, the looks, money and all that jazz are transient. If his sense of humour leaves him I’ll be off too!
plutoniumsox.com

Someone who makes me laugh and doesn’t realise they are handsome http://thequeenofcollage.blogspot.co.uk/

LOOKS

I’m a sucker for well built arms with tattoos!
mummyswaisted.co.uk

My friends laugh as they say my “type” would be a hobo – basically dirty and unshaven – but in reality I think a sense of humour, kindness and someone who can be a gentleman beats everything! www.kippersandcurtains.com

He can’t take himself too seriously… and he doesn’t spend hours in front of the mirror. I like a mans man, not one of those blokes who goes to get his eyebrows waxed with his Mrs.
www.thentherewerethree.uk

Someone I can have an actual conversation with where I feel my opinion is valid and respected. Looks wise, I like tall! The taller the better! Http://inspiregratitudemanifest.com

TEAM PLAYER

I think seeing a relationship as a team effort and long game. My husband is totally and utterly my wing man and vice versa. I ended up marrying the guy of “my dreams” from my teenage diary (piercings, tattoos, bmx rider with his own car ) but I ended up with a lot more than that.
Www.tinytripping.com

Being a good team mate, my partner is 100% my team mate in everything, hes straight into daddy mode as soon as he’s home from work. That means the world to me, he’s my best friend. He’s got a decent beard too
2nerdsandababy.com

A partner that steps up and supports. I want someone to make decisions with me and not just have to tell them what is going on.
www.sineadlatham.com

My husband is honest, loyal and has been there for me over the last 10 years no matter what. This has included a few breakdowns in my mental health, and I am so thankful for it.
autumnsmummyblog.com

Being someone who can get on with anyone because he doesn’t have to like my friends and family but he has to be able to get on with them and be friendly
www.justaveragejen.com

SHARED INTERESTS

Someone who’s great at sports! I love competitiveness and fitness, so someone who can match me! And always good banter and entrepreneurship
mamamei.co.uk

For me it’s sense of humour and sharing similar values or politics. If you’re a funny, vegetarian, socialist then you’re the man for me
www.theincidentalparent.com

CONFIDENT AND AMBITIOUS

Someone confident who knows what he wants in life. I like a decision maker as it shows self-worth.
www.livingwithajude.co.uk

I’m all about eyes, in particular blue eyes If we’re talking personality then self- assurances is a massive thumbs up for me – I’m basically describing Zac Efron aka the perfect man!
www.mommyandrory.comSomeone secure in themselves there is nothing more attractive. www.sophobsessed.com

Someone with ambition and drive!
www.welshmum.co.uk

Ambition and drive. Very sexy!
www.fivelittlestars.com

.SUPPORTIVE

I want someone who understands that I’m not always perfect myself and still loves me for it. My husband is so patient when I get stressed out about silly little things and he’s always there for me.
http://www.frugalfamily.co.uk/

A man who accepts you for who you are, no matter what size you are, what weight you are. Someone who loves your flaws. Someone who is loyal and has your back 100%.(my husband does all of this)
www.thismummyrocks.com

Someone who stands by me when my mental health isn’t doing so good, who defends me against the bullies and the meanies of the world and of course someone who appreciates the value of a good quiet moment without needing to talk.
www.mummycatnotes.com

Someone who is kind and does not play games. Respects you and has a proper serious conversation when needed.
Http://www.wavetomummy.com

My husband is perfect!!! I fell in love with him mainly as he was a great dad to his kids. I knew he would be amazing for me and any children we might have and I am so lucky and so is our son.
https://freddiesmummyuk.com

AND FINALLY!

Nothing has changed since in my teens I have always gone absolutely and completely on my emotional response to a man and nothing practical at all – oh it’s got me into so much bother but has been fabulous too https://www.abeautifulspace.co.uk

I used to want a man who could dance, had style and was ambitious – my husband is none of those things! But he is intelligent, funny, supportive and his ability to live in the present keeps me grounded.
www.freefromfarmhouse.co.uk

What do I think? I will be sharing that tomorrow. How about you? Who is your dream date?

Mum Muddling Through
Post Comment Love

It’s time for the weekly Best Boot Forward linky and our routine has changed a little. My gorgeous and talented co-host Chloe from Indigo Wilderness is taking a break so I am flying solo for a while so all support gratefully received.

 

Kate on thin ice

How Best Boot Forward is different

There are so many linkies out there for bloggers and we have decided we really do want this one to be a little bit different so each week we will set some question that you can reflect on as you see fit around a particular theme. You can blog about them and link up. You can reflect on them quietly yourself, You can ignore them completely and link up a post that is about you living life in a positive and proactive way.

If any of that is not clear or you have questions or concerns, please do leave a comment or contact me personally.

This week’s theme

ROUTINE

Routine can be a good thing as a tool for helping us get things done.

Routine can be a bad thing in stopping us reaching out for new adventures.

Routine can be an ugly thing when it is imposed by out roles or life’s circumstances and eats away at our mental and physical wellbeing.

That’s my take on routine anyway. How about you?

Questions

What is your current daily or weekly routine?

Does your routine bring you joy or pain?

How do you cope when your routine gets disrupted by unexpected or stressful happenings?

Is it time you changed your routine and what baby steps could you take this week to do that?

 

Linky Guidelines
  • The linky runs from Wednesday until the following Tuesday to give you plenty of time to link up your positive blog posts.
  • You can add up to 3 posts per week.
  • You must add the Best Boot Forward badge to your blog post. You can grab the code under the badge in my sidebar.
  • Please act in a sharing and caring way but we only ask you to definitely comment on the post before yours and this one. It Do more than that and great karma will be yours.
  • If you would like to guarantee a retweet of your post please add #BestBootForward and tag @kateonthinice 
  • Please share this post if you can with your social networks so that we build up a community quickly using the hashtag #BestBootForward

I will comment on and promote all posts linked up.

 

The ABTA Holiday Habits report 2017 stated that the number of people travelling abroad on holiday increased from 55% to a high of 57%. As travelling becomes more of a lifestyle necessity than a luxury, we’ve teamed up with TRUE Solicitors LLP, accident at work claims specialists, to investigate whether Brits are taking out insurance before jetting off, what their insurance actually covers and how certain aspects of their behaviors can actually invalidate their claims.

Are people insuring themselves before they board the plane?

According to ABTA, in the 12 months leading up to May 2017, a total of 25% of holidaymakers weren’t insured on their trip, up by 3% on May 2016’s results. However, this differed between age ranges but was commonly problematic among young people travelling abroad.

Results from May 2016 found that 31% of 18-24-year-olds weren’t insured when they went abroad. This figure increased by 9% in the following year. 25-34-year-olds were also guilty of this risky move, with 31% of jet-setters not insured in 2016 — growing to 38% in 2017.

The only age bracket to show a positive decrease from 2016 to 2017 was 35-44-year-olds. However, this drop was marginal, down to 25% from 26%. For people aged 45-54, 20% of travelers weren’t insured for their trip in 2016, a figure that grew by 3% in 2017. Those aged 55 and over remained the same over the two years, with just 14% not taking out insurance before their trip.

For those who travelled without insurance, 36% said that they didn’t think that they needed it. Although refusing to buy insurance will have short-term financial benefits, the savings made don’t compare to the detrimental financial situation you could be in if something was to go wrong abroad. Despite this, 22% said that it was a risk they were willing to take.

Lots of people wrongly assume that when they’re travelling in Europe, they don’t need insurance because they have an European Health Insurance Card (EHIC). However, this is not the case, as EHIC is only valid for medical necessities within the European Union and the European Economic Area (EEA) in state hospitals. It has been advised by the Foreign and Commonwealth Office that all people wishing to travel outside of their country should also have comprehensive travel insurance as this will likely cover repatriation in the case of a medical emergency.

With Britain soon set to leave the European Union after the Brexit vote, it is unclear what will happen in terms of the EHIC. What we do know is that those who are officially living abroad — whether this is to work or study on the day the UK officially leaves the EU — their card will continue to prove eligibility for the same state-funded healthcare as the citizens of the country receive.

What you should know about travel insurance

Insurance is all about covering the unpredictable events that may occur before your holiday or when you finally reach your destination. It’s important that you purchase your insurance as soon as you book your holiday, as it can cover potential cancellations and pre-trip illnesses — it’s a small financial decision that can save you a fortune in the long run.

It’s important that you analyse the policies that come with any travel insurance you purchase, as different companies will offer different levels of coverage. It is unlikely that they will cover high-risk activities. It’s important to consider what type of holiday you’re going on — if it’s active like skiing, you must inform your insurer to get the best cover.

Pay attention to the small print too. For example, if you’ve consumed alcohol and need medical attention some insurance companies will reject your claim — in extreme cases, they could seek out court rulings and will supply the court with medical records that say you had alcohol in your blood. It’s important to remember that in hot countries, your body will absorb alcohol more easily too.

If you have something stolen from you when you’re abroad, you must have substantial evidence that will back your claims. So once reported to the police, you must ensure that you receive a copy of the police report so that can prove your loss — within 24 hours too. Many companies will reject your claim if the items that have been stolen are left unattended in your room and you haven’t used the hotel’s safe.

Another worrying factor that you should be aware of before travelling is that if your travel company was to go out of business, you would not be covered. However, when it comes to the airline going out of business, you may be covered but could be required to pay an extra premium.

Only in exceptional circumstances may insurance companies waiver the decision to cover terrorism or natural disasters such as earthquakes, tsunamis and lightning strikes.

Most common injuries to occur abroad

Research has suggested that 74-80% deaths abroad are caused from natural circumstances like heart attacks. However, the same source found that 18-24% occur due to accidents and 2% from infectious diseases. Two thirds of holidaymakers worry about getting sick when they’re away, but it’s inevitable when results show that one in 20 trips can include sickness or injury.Slips, trips and falls are some of the most common causes of injuries when holidaying abroad and this is sometimes caused by uneven carpets or flooring that has not been properly maintained. Take note of signs to ensure you’re not at risk of injury through slippery or uneven floors.

As we drive on the left here in the UK, facing foreign roads can sometimes be a challenge and leave us confused at times. You might be trying to follow directions or the GPS on your phone — but you must stay alert and not get distracted to avoid any type of road traffic accident.

Of course, you want to have fun when you’re on holiday and you don’t want to miss out on any sport excursions. If you have concerns, you must ask the organisers as high risk activities can invalidate any insurance policies if you’re not properly protected.

The cost of such injuries can be excessive too, with the average medical claim costing £914. However, for 65-74-year olds, this cost increases to £971.63. One example provided by the FCO stated that one stomach bug infection that was treated in a Californian hospital cost £100,000, including return flights back home.

48% of people don’t realise that without travel insurance, they’d have to pay for their own medical bills when they’re abroad. 78% said that they wouldn’t be able to pay just £10,000 to cover the costs that could present themselves.

All in all, it’s vital for people to take out the right insurance policy for their needs when they travel abroad and fully understand what they are and aren’t covered for. With Brexit just around the corner, and the fate of the EHIC unknown, will we see an increase in the number of people taking out insurance?

Sources:

https://www.worldwideinsure.com/travel-blog/wp-content/uploads/2014/06/Travel_insurance_facts_infographic_9267747559.jpg

https://www.moneysavingexpert.com/news/travel/2017/06/16-things-about-travel-insurance-they-dont-tell-you

https://betravelwise.com/10-interesting-maybe-random-travel-safety-statistics/

https://www.theguardian.com/money/2016/may/15/travel-insurance-holiday-europe

https://www.telegraph.co.uk/travel/advice/alcohol-consumption-invalidate-travel-insurance/

https://www.dailystar.co.uk/news/latest-news/671569/Skiing-British-skiers-drunk-alcohol-apres-ski-accident-serious-injury-risk

https://www.ons.gov.uk/peoplepopulationandcommunity/leisureandtourism/articles/traveltrends/2016

http://www.thisismoney.co.uk/money/bills/article-4596054/Could-slash-cost-summer-holiday.html

https://abta.com/about-us/press/two-in-five-millennials-travelling-abroad-uninsured

https://abta.com/assets/uploads/general/Holiday_Habits_Report_2017.pdf

http://www.bbc.co.uk/news/uk-politics-eu-referendum-41125931

https://www.benenden.co.uk/be-healthy/lifestyle/the-five-most-common-types-of-accidents-on-holiday-and-how-to-avoid-them/

 

Cuddle Fairy