Undoubtedly, youth is the prime time of one’s age to do wonderful things. You are energetic, you don’t get tired easily, and you consider yourself invincible. But there is a slight downside to this as well. Youngsters often put off several things just because they think they’re not old enough to mull over them. Here, we will discuss some of the things you must take up at an early age for a more secure, prosperous, and better future.

Investments

The adage that young people always want to live in the moment has become a stereotype. This is often not the case, and it’s a good thing. Surely, one should experience the present to cherish the life at the fullest. But don’t forget that money is essential to achieve the peace of present and as well as of future. For that matter, investments are a great instrument. From mutual funds to stocks, there are different avenues where you can put your investment money in young age. By having an additional stream of income at your disposal, life will certainly be more beautiful.

Income Protection

Young people consider themselves indomitable but still can’t foretell future. No one is immune to unforseen illnesses and injuries no matter how vigorous and active they are. Therefore, a wise thing to do at a young age is to get yourself an income protection insurance.

They come in very handy when one is unable to work for an extended period of time due to any ill-fated incident. Income protection can help you in covering your basic recurring expenses in that crunch time. You can secure a good income protection package from Freedom Insurance.

Loan Protection

Mortgage payments are an ongoing thing and one has to keep on with them for a long period of time. If you are a young individual and supporting a family then you should get yourself a loan protection, especially if you are due with outstanding mortgage repayments. In case of a terminal illness or accidental death, loan protection will look after your loved ones by protecting them from foreclosure.

Physical Well-being

With better metabolism and responsive homeostasis, young people can afford to carry on with unhealthy life habits. However, it should be engraved in your mind that soon all this recklessness will catch up to you; and you will not be young, and you will not like it, and may not be able to afford it. If you think you are too young to bother yourself with all such things then you are wrong. Try to maintain your physical fitness in young age, not because it will help you in senior years but also because you will even need these good habits in your 30s and 40s.

Accident Insurance

It’s unfortunate but accidents have become a mundane affair in fast urban life. Statistics of deaths and injuries related to accidents also don’t draw a good picture. So, don’t think you are too young to get covered for accidents. Accident insurance can ease out any possible financial strains and will provide you with a piece of mind.

By acting on all these things, you can make it certain that you are living a responsible adult life even at a young age.

 

 

 

 

 

 

Getting beauty sleep isn’t as simple as going to bed early. Most of the time, there are a number of underlying factors that can prevent you from getting the sound sleep you deserve. Joy Richards, the resident sleep specialist at Happy Beds, shares her tips and tricks below.

Beauty Sleep

Make Sure You Unwind

It’s all very well making an effort to turn the light off earlier than usual, but if you’ve been busy doing a bit of ‘life admin’ until this point, your brain will still be wired.

Before you want to put your head down for the night, make sure you spend some time switching off from the working day. Have a bath and read a book, listen to some tranquil music and drink a cup of herbal tea – whatever works for you. I personally find a cup of chamomile particularly calming, and a drizzle of honey can take the edge off it if you find it bitter.

Beauty Sleep

Block Out Any Light

Light has a profound effect on sleep, so it’s essential that you create a sleep environment that eliminates your exposure to light come bedtime. If you have a street lamp outside your bedroom window, like I do, or your bedroom overlooks a busy main road, the glow of flashing lights is likely to disturb you.

I go to bed with a sleep mask every night and it makes a world of difference to the quality of my sleep – I’d be lost, and exhausted, without it!

Avoid Alcohol Before Bedtime

While it’s rewarding to have a cheeky glass of wine or beer after work, it’s not a good idea to continue drinking right up until bedtime.

You may find that drinking in the evening helps you to fall asleep, but you’ll also find that you won’t sleep the whole night through. So, if you’ve ever wondered why your sleep isn’t as restful after a heavy night out, blame the alcohol!

Swap your nightcap for a cup of cocoa and you’ll be on track to a peaceful night’s sleep.

Beauty Sleep

 

Invest in a New Mattress

A poor mattress can really take its toll on your back, causing pressure points that can result in pain and, in turn, disrupted sleep. If you struggle to attain high quality sleep because you’re in discomfort, don’t suffer; buy a new mattress.

It may seem like an extravagant solution but a decent mattress can last between five to ten years – and in that time you’ll get a lot of shuteye! Memory foam mattresses mould to your body shape, so no matter which position you sleep in, you’re in for a comfortable night’s sleep. If it’s time to update your mattress for a new one, I can’t recommend the memory foam enough.

 

 

These tips can completely transform your quality of sleep, and once you get into a routine of sleeping well, you’ll soon wake up in the mornings looking and feeling fresher!

About the Author

Joy Richards is the sleep specialist at online bed and mattress retailer Happy Beds. Check out more of her sleep-related tips and tricks at The Comfort Zone or, alternatively, browse the wide range of kids mattresses available and get a good night’s sleep every night of the week.

How To Ensure You Get Your Beauty Sleep

 

ethannevelyn.com

I am sharing tips for buying items on Ebay some of them based on bitter experience.

Obviously, I love Ebay because I love anywhere in the online or offline world where I can potentially pick up a bargain. I know that even if I became a millionaire I would still love the thrill of the chase when it comes to getting something lovely for very few pennies or pounds. Whether a jumble sale, charity shop, flea market or car boot sale, don’t be surprised if you bump into me looking for quirky finds.

So here are a few tips on buying items on Ebay.

1. Always start small

If you are new to Ebay, just as with anything in life, it is important to start small until you are familiar and confident with how it all works. There are loads of items where bidding starts at just 99 pence so you can play a little before you move on to more expensive items.

2. Communicate!

Once upon a time, we needed a new car after ours was written off. Picture the scene of us working at desks on our laptop computers with our backs to each other. Both of us decided to bid on cars and within seconds both won our bids on two cars. We only needed one and could only really afford one! Learn from our expensive mistake and communicate properly with family members and put only one person in charge of the bidding on pricier items.

 

3. Consider the implications of collection-only items

Collection items can seem tempting as you can think there are no delivery costs. Of course it does not take a genius to work out that there are delivery costs because you are either going to have to collect the item yourself or arrange for someone to do so.

Picking up in person is a potentially dangerous situation. It is unlikely that you know the seller personally. You could go with a friend or tell someone the address of the place you are going to but it is still fraught with danger depending on who answers the door at the other end.

To be honest, it is far simpler to find a courier to get your item delivered. If you check out Shiply you will see that they can help. I love how you can see examples of items delivered and journeys made too. I wish I had known about this site as it could have saved us a fair amount of money recently when we needed to get several items to our new home.

4. Explore the web

I would also advise everyone to see if they can get items for free via sites like Freegle, Gumtree and parenting forums online. We have benefitted from such sites and I loved giving a much loved cot to a family who were struggling when my first son moved into a bed.

There are just a few quick tips for buying items on Ebay but I am sure you have more so please do leave a comment and share them.

 

 

 

The Pramshed

Do I fit in?

The Best Boot Forward questions for this week are challenging.

1.Do you feel you fit in and if so, where and who with?

Fitting in has always been a challenge to me. I reflect that perhaps because I was given away as a baby, I will always carry that sense of rejection and perhaps sometimes see it when it has not happened. My late Dad always said that there was a void that even he and my Mum could not fill despite their very best efforts.

Apparently the community in Yorkshire I moved to at just under a year old welcomed me with open arms. I went to school but as soon as you said you were adopted you inadvertently marked yourself out as different. This was compounded by the fact that my parents were so much older than other children’s and my brothers were around 16 years older than me so we were not the average family in that way. I remember doing OK socially in primary school from what I remember but at secondary school I always felt alien, picked on, bullied and lonely. Perhaps that is unfair because there were of course happy times and good friends too. I just felt people did not really like or understand me especially as I liked learning and did well academically.

Ironically, when the working class kid from Dewsbury went to Cambridge University, it felt OK and right. I always felt there must have been some mistake that they had let me in in the first place. However, it was easy enough to find your tribe and I remember a lot of kindness from people both male and female. Some people were particularly wonderful seeing my shyness and making efforts to include me. That is beyond the call of duty and I appreciate the memories made as a result of such kindnesses to this day.

These days social media has brought contact with some of those people. I don’t really fit in now as although still bright, I don’t have a dazzling career or pots of money. All that went wrong somewhere and that is something to think about in another post.

I worked in charities before becoming a stay at home mum down the line. I think people saw me as that bit different but we shared a common cause in helping people. Certainly when working in advice agencies and the like, I felt at home kicking ass with others and fighting injustices.

With the men I have ended up with (only two!), I really did feel a good fit. With both I was ignoring pretty obvious warning signs just grateful someone wanted to be with me and laugh with me. They tired of me quickly enough resenting my analytical nature or my belief women should get a fair deal.

The blogging world became a sanctuary to me and I am so thankful to have had such an outlet for thoughts, feelings and opinions. Real friendships have emerged from blogging and I value having people in my corner.

Where I absolutely fit is with my three lovely children. Although I don’t think I am the most wonderful mum in the world at all, I do stick by them and keep them safe. We laugh together and fortunately they are all thinkers, feelers and up for a debate any time.

2.What prevents you fitting in? Should you accept this or change it?

Some of my history just means the fact is I am an outsider. I was born in London when most of my peers at school were born in Yorkshire. I am adopted and most people aren’t. I was the working class kid at Cambridge and most people weren’t. I always say that it was quite a leap for someone whose Mum was a cleaner to find herself having her own cleaner aged 18! Cambridge Law graduates were not that common in the charity world as the pay tends to be poor and funding insecure. Do I need to be like everyone around me? One of the brilliant things about going to new places all my life is that I have met a diverse range of people and learned from all of them in one way or another.

The fear of rejection has led to me pushing people away over the years. The truth is once I let people in, most do seem to like me even quite a lot. That gets way easier with age of course. Now I can just play and not worry too much but I am still hyper-vigilant for someone turning on me.

3.Are you forcing yourself to stick with something that is just not healthy or right for you? Who can support you to extricate yourself from that situation?

I find this question difficult to answer. I absolutely know life circumstances can be changed but you do have to sure the grass really is greener on the other side. My marriage if far from perfect but it has its good aspects too. My work fits for now around parenting and stuff. I do wonder if it might be nice to get a job at some point but equally I love the freedom freelancing brings. Home education is something I constantly question because it really is quite a tough choice and although I think it is absolutely right for my children at the moment, that does not necessarily mean it is right for me and my wellbeing.

4.If you could find your ideal place anywhere whether location or circumstances, where would that be and why?

I have a long-standing dream of learning about floristry and selling flowers by the sea! I also know that if I ever decide to pursue this, it is perfectly do-able.

Winnettes

My Random Musings

Lucy At Home

Pink Pear Bear
3 Little Buttons
JakiJellz
Cuddle Fairy
Run Jump Scrap

Mummy in a Tutu

Mum Muddling Through
The Pramshed
Hot Pink Wellingtons

Brilliant blog posts on HonestMum.com