Who wouldn’t jump to have more money for their family if they could? You know your family deserve the best. You want to take them on holidays, buy them the best clothes, and ensure they have rich experiences. But how can you make more money for your family? Follow the 4 simple steps below:

Start Up A Side Gig

Starting up a side gig is fairly easy to do. It’s what many people who want to make more money set out to do. You don’t even need to start a business that requires a lot of your time and involvement, although you can if you like. Starting up a side gig could be as easy as becoming an affiliate for online sites and making a commission each time somebody makes a purchase.

Sell Stuff You Don’t Want Or Use

Chances are, you’ve got lots of things lying around the house that you don’t use or want. Adopting a minimalist lifestyle can help you by clearing out unwanted junk, making money selling the junk, and stopping yourself from bringing even more junk into your home. Try selling online or in person.

Ask For A Promotion Or Pay Rise

Been with your current employer for a while? Ask for a promotion or a pay rise. Simple waiting for one isn’t usually the best idea, as you could be waiting longer than you would like.

More Money For Your Family In 4 Simple Steps

Save Money Like A Champ

Saving money is simple when you know how. The infographic below can help.

 


credit to sunny.co.uk

Run Jump Scrap
The Pramshed
Mummies Waiting

If you can’t wait to pop the question to your partner, but have no idea which engagement ring to choose, this guide is for you.

Even if you know your future spouse inside and out, you might still be worried that you’re going to present them with a ring that isn’t quite what they had in mind. To make sure your proposal is flawless, check out this quick quite to finding the perfect engagement ring — including stone, band, colour, and design!

Stone and ring design

If your partner is into clean cuts and modern aesthetics in their fashion and interior design choices, it’s worth bearing this in mind when choosing the overall look of their engagement ring. On the other hand, they might adore vintage clothing and retro looks — in which case, and antique engagement ring could be perfect.

How about the stone choice? Some love colour, while others might enjoy the luxurious purity of a clear diamond. For example, if your future wife or husband keeps on talking about sapphire rings, go for a sapphire cluster ring. Although many think traditions should be adhered to when it comes to weddings, there’s no reason to go for a bold colour or quirky design, if that is what your partner likes. The only thing to bear in mind is that some stones are softer than others, so will need some extra care. Diamonds, however, are the most hardwearing gemstones, with a hardness of 10 on the Mohs scale!

Going for diamonds

Interested in the coveted diamond engagement ring? We don’t blame you, they are almost guaranteed to impress your other half! An engagement ring is going to be worn daily, and a diamond solitaire ring a perfect, durable accessory that also complements any outfit! Needless to say, a diamond ring won’t go out of trend.

What type of band suits your partner best?

Similar to the overall design choice, which metal band you opt for depends on your partner’s personal preference. White gold and platinum seem to be the most popular options, with platinum having the added advantage of being more hardwearing. Have a look at your partner’s jewellery box — do they have more yellow gold jewellery or more white gold pieces?

Everything you need to know about selecting the ideal diamond

There is much to learn in the art of diamond choosing. However, we’ve broken the lesson down into four important chunks to help you learn what you need to bear in mind when diamond shopping…

Clarity:

Essentially, this is how clear and shiny the stone appears. A diamond’s clarity is determined by the size, number and location of ‘damages’ (called ‘natural inclusions’ in the industry) when viewed under 10x magnification. The range varies from an IF, internally flawless indicating no inclusions at all, to SII3, which will be an included stone. Any stone higher than an SI2 (slightly included) will show a good brilliance and the inclusions will not be seen with a naked eye.

Colour:

Many people are unaware that diamonds are available to buy in various shades. However, despite this choice, the most popular ones are white — with a colourless stone being the highest grade. Diamonds are graded from a D colour (colourless) to a Z (light yellow). Generally, anything higher than an I colour can be considered a very high colour grade with a nice white hue.

Cut:

Old European round:

The old European round cut is a ring created prior to approximately 1920. It must have been hand cut and usually looks very similar in style to the modern brilliant round design. An old European round cut diamond will not be as “neat” as a modern one, but it will have a distinctive, classic and antique design that many people adore. What is also remarkable with older stones is that, in addition to a beautiful aesthetic, such gemstones represent better value for money.

Asscher:

First presented in 1902 and square in cut, the Asscher diamond has become very popular since the Millennium. Featuring a high crown and large facets, the Asscher cut diamond is renowned for its level of shine and sparkle.

Modern brilliant round:

Many experts in the industry claim that this type of ring is the most popular as an engagement token. A solitaire, modern brilliant round ring does not necessarily have to be a single stone, it can be embellished on the shoulders or can be arranged around the main gemstone in a halo-like design.

Transitional modern brilliant round:

This is the option you should go for if you want something slightly vintage with a hint of contemporary. Transitional modern brilliant round cut diamonds were typically cut during the 1930s and 1960s, and these stones are often very similar to modern brilliant round cut designs.

Princess:

The princess cut diamond can be either square or rectangle in shape, however, it must have pointed corners. Overall, the princess diamond is considered the most popular non-round diamond cut.

Emerald:

Unlike the princess diamond above, the emerald cut diamond has tapered corners. However, it is also square or oblong in shape. The pavilion (underside) of a princess cut diamond has a faceted cut, which helps create an elegant appeal that many soon-to-be spouses love.

Carat:

In the diamond sector, a stone’s carat is simply its weight. However, this is very important, so make sure you check it before buying. As the carat weight of a diamond increases, so does its rarity; this will be reflected in the price — the bigger the diamond, the more the expense.

Extra tips

Still unsure which way to go when picking an engagement ring? Why not take a friend or family member who knows your partner to help? And remember: follow your instincts!

What You Need To Choose The Perfect Engagement Ring

 

My Random Musings

This winter, there has been a dominant story across the media: the National Health Service (NHS) is in trouble. Whatever your personal feelings regarding the reasons for the NHS’ struggle, it is undeniable that the health system that cares for the nation is facing very testing times.

GP Appointment

For those who have tried to obtain a doctor’s appointment, the above will come as little surprise. Obtaining a standard GP appointment is, sadly, incredibly difficult. Though the problems vary between regions, for the most part, people struggle to see a GP. This is due to lack of availability of GPs and restrictive appointment times that aren’t conducive to modern working patterns– a fairly potent mix that has no simple solution.

So, given the fact the NHS is going through such a rough time, what should you do when you want to see your GP but can’t obtain the appointment you require? Here are a few ideas…

Go to a pharmacy

For minor conditions, a pharmacist will be able to prescribe you treatment just like a doctor would. The list of conditions that pharmacists can treat for is limited, but for issues such as allergies or eye infections, they will likely be your best port of call. Not all pharmacies offer the consultation service, however; you’re best to look for big brands rather than small, independent pharmacies.

Contact an online doctor

Thanks to the wonders of the internet, you can now talk to a qualified, registered medical professional via an online Dr app. The app will allow for a full face-to-face (well, screen-to-screen) conversation, where you can detail any issues you are experiencing and even obtain a prescription. Just remember to update your doctor of using this consultation when you next see them, especially if you are prescribed medication.

What Should You Do When You Can't Get A GP appointment

Walk-in clinics

Many hospitals operate a walk-in service, which is sometimes called Urgent Care. This can be used if you can’t see a doctor and you don’t feel like the problem can wait. However, do be warned that you’re likely to experience delays– many other patients are attending Urgent Care clinics because of a lack of GP appointments, so you might be in for a long wait. If possible, attend during the day, as the attendance levels tend to pick up in the evening. An Urgent Care doctor can’t refer you for scans or tests like a normal GP, but they can issue prescriptions for immediate complaints that you need relief from in the moment.

A warning note

It is not advisable to go to Accident and Emergency for issues that are anything other than, well, accidents and emergencies. There is every chance you will be turned away, so try all the other alternatives if your issue is not urgent.

If you have an underlying health condition, are pregnant, or caring for a young baby, then you will always be best calling your GP and asking for an urgent appointment. For anyone else, if you have concerns about your health, you can always call the NHS’ 111 phone number for further assistance.

Good luck!

3 Little Buttons

Turning up to work on time is generally seen as professional in most work environments. Often, starting and finishing times are enshrined in your contract of employment. I remember my fascination as a child in watching people on the television clock in and out. I remember asking about it and my parents saying that boss needed a way to tell his employees were in work on time and also that they did not leave early.

I have worked in environments such as advice agencies where members of the public expected a service at certain times of day. If you did not turn up on time, you really were letting your clients down as well as your employer. Your time and attendance records were one way of assessing whether you were professional or not.

However, I have also worked in environments doing management, promotional and administrative roles where I really did question why there could not be more flexibility in working hours. We presumably all have our own individual body clocks so in some roles, I feel it would be better to work to those to enhance employee morale.

I was relatively OK at managing the 9-5 routine until I became a parent. Then it became more challenging. Although the 9-5 may be OK with most nursery hours, it certainly bears little relation to school hours never mind all the events your child would like you to be at such as the Nativity Play and Sports Day.

I think the challenges of trying to be all things to all people leads to many mums giving up work, freelancing or going part-time. Juggling it all can mean that time and attendance goes badly wrong leading to stress for the employee and potentially adverse impacts on the business and its stakeholders.

Although there will always be people who want to play the system and get away with things, I really did want to do the best by my employers. When I realised I could no longer do that due to the demands of parenting and caring, I became a stay at home mum and then a blogger. We don’t have to clock in as bloggers although ironically lots of us end up working harder than we ever have and longer hours too. Having said that, they are the hours we choose so there is more flexibility when the school holidays arrive or little Daniel is poorly and needs a duvet day.

Are you good at turning up to work on time?

Did you find this more challenging when you became a parent?

When you’re young, full of ideas, and bursting with energy, it can be very easy to feel as though the government leading you is doing a lot of negative things. Normal laws can seem designed to hold you back, and changes going into the future can seem far too hastily chosen. Of course, though, in reality, this body is almost always acting in the interest of the largest portion of people, and most will come to understand this as they get older.

Government

(Image Source)

Once you reach this point, the real issues which come with a government can come to light and will be especially prevalent if you ever have to deal with them. Mistakes can be made when so many people are being managed, often leading to issues for citizens. To get around this, this post will be exploring some of the best ways to open a dispute with your government, along with the methods which can be used to give yourself an upper hand.

  • Collecting Evidence

 

Going into any sort of dispute, having a clear set of evidence to back you up will always be better than going at it unprepared. At this stage, it is likely that you have had to have some phone conversations surrounding your issue, and a record of these could prove to be incredibly useful. Most mobile phones have apps available which enable you to create copies of the calls you have. Coupled with the screenshots, letters, and other details you have, using your phone time will be a great way to collect hard proof of your argument.

  • Getting Support

 

When getting started with a process like this, it can feel very tempting to rush and follow your instinct when you’re taking action to fix it. In reality, though, this will often result in issues down the line, and you could make a big mistake if you take this approach. Instead, before making any choices, it’s vital that you do plenty of research to ensure that you’re going down the right route. There are loads of websites out there to help you with this, including a massive host of blogs, forums, and other places to get feedback from other users.

In some cases, the dispute you find yourself in could be a lot bigger than one which you can handle without some help. Nowadays, though, there are loads of ways to get help with your money, even when the government is on your back. Using services like tax fraud investigation, you can make sure to find any issues before your leaders do, giving yourself the chance to put it right before someone else notices. This sort of approach could end up saving you a small fortune.

  • Your Approach

 

Finding yourself in the midst of a battle with your government is never a nice idea. During something like this, you are likely going to have to do loads of work, determining your success at the end. Of course, at each stage, people will play a large role in helping you through this, and this is where your approach will make all the difference. Being as helpful as possible will show that you are a good person, and that you want to get things resolved as soon as possible. It will be hard to march to the beat of someone else’s drum for a little bit, though it will be worth it once you’re able to reap the benefits.

Along with making sure that you are making the process smooth, it can also be worth taking it seriously. In most cases, being in trouble with an organization like this will mean that you have done something wrong. Whether this is something small or large, though, the impact that it could have on your life is enough to warrant putting some of your spare time into it. Once the dispute process has begun, you need to be on time with everything you do, while also working hard to remain professional with those you speak to.

Hopefully, with all of this in mind, it will be a lot easier to start working harder on the time you put into any government disputes you might get into. In a lot of cases, issues like this are the result of computer malfunctions or human error, and can be solved with a couple of phone calls. Sometimes, though, you might have to take the fight further, and this could mean a couple of years of work to make sure that you’re fairly treated and represented.