Sometimes, saving more money doesn’t have to mean cutting things out of your life. Instead, it can be as simple as adjusting your lifestyle so that you’re not spending cash without thinking about it.
You’d be surprised how often you spend more than you need to in your day-to-day life, without even realising it. Adjusting your lifestyle with a focus on frugal living will improve your relationship with money and make it easier to see where you need to change your spending habits.
Here are some of the top ways you can change your lifestyle to save more cash.
1. Compare before you buy
Turn purchasing into a routine by making sure that you always check online for better prices before you commit to any expense. For instance, if you’re buying a television, you probably check if there are better deals or coupon codes online first.
In the same way, you can compare the cost of your car insurance, your food, and even your loans. When you examine your loan options online before you commit to any specific lender, you reduce not only your interest rates but any potential fees too.
2. Commit to Green Living
Green living is a great way to give something back to the environment and improve your spending habits at the same time. It’s easier thank you’d think too. For instance, you can start reducing your energy bills and your emissions by replacing the bulbs in your home with more energy-efficient options or installing a programmable thermostat.
If you regularly use fruits, vegetables, or herbs, you can also look for ways to reduce costs by growing these yourself. You’d be surprised how much you can grow even if you don’t have a green thumb or a huge garden.
3. Switch to a Pay-as-You-Go Phone
If you’re using Skype for your phone calls and WhatsApp for your messages, then you might not need the expensive text and call contract that you’re paying for. Switching to a pay as you go phone will make sure that you’re not spending any more than necessary each month.
You can always look for a second-hand or refurbished handset if you want to get one of the latest models too. Refurbished phones are often available without a scratch on them, and you can save hundreds on the cost of an expensive device.
4. Subscribe to Items you Use all the Time
These days you can get practically anything online – including your food shopping. If you buy certain items all the time, including toilet roll and kitchen towels, see whether you can subscribe and save with an online service. Companies like Amazon offer this option. If you commit to having an item delivered every so often, they’ll give you a percentage off the price.
If you decide that you want to stop having your item delivered, then all you need to do is cancel the subscription. Just make sure you’re aware of what you’re buying each week or month. It can be easy to lose track of subscriptions sometimes.
5. Use Refillable Water Bottles
How often do you keep drinks in your fridge that you can grab and chug out of convenience when you’re desperate for a drink? This practice can cost you some serious cash in the long-term, particularly if you’re a fan of sugary drinks. Switching to reusable water bottles that you can keep in the fridge is an excellent way to save yourself some hard-earned money.
Additionally, by keeping water in your fridge instead of carbonated beverages, you reduce your risk of consuming too many calories throughout the day. You could even lose some weight! You’d be surprised how much your lifestyle changes when you always have water on-hand.
6. Sign up for Rewards Programs
Finally, if there are any stores that you tend to shop with more regularly than others, find out whether they have rewards programs that you can sign up for. Usually, companies will offer freebies and discount codes to loyal customers, and all you need to do is give them an email address or follow them on social media.
If you’re worried about getting countless emails delivered to your email address, you could always create a new email specifically for deals and sale alerts. This way, you can check that email specifically when you want to shop for something and keep your regular inbox clear from any excess clutter. Signing up to rewards programmes only takes a few minutes too!