If you’re expecting a new child, the chances are that you’re also expecting a lot of exciting moments, wonderful experiences with your loved ones, and of course – massive bills. As much as having a child can be an amazing experience, it’s also something that’s going to cost you a lot of money over the years. To begin with, you may end up seeking help for the initial expenses through a loan.
Some people even prefer to avoid disposable nappies entirely by switching to reusable alternatives. These options aren’t for everyone, but they can save you more than £150 a year if you’re lucky. Remember to stock up on formula and other essentials when you can too. If you’re finding you can’t really save money while shopping and you’re needing financial assistance, there can be many options for mothers from the government and different organizations. New mothers could even look to a webpage such as https://www.gofundme.com/c/
If the thought of saving money as a new parent fills you with dread, the following tips could help you to change your perspective, and your strategy.
1. Save Money by Hunting for Better Bargains
You’d be surprised how much money you can save if you’re just willing to spend a little more time on your shopping. These days, we’re all so eager to live life at a rapid pace, that we often end up over-spending on things that we don’t really need or buying items that we could get cheaper elsewhere.
Take the time to look around and see what kind of other deals you can get instead. For instance, you can get new clothing from eBay and Amazon for a fraction of the price that you would pay at a local store. There are also plenty of parents that sell their used items on Facebook after their babies no longer need them.
2. Shop Smarter
Speaking of being more clever with your shopping, remember that you can also save money by purchasing the must-haves that you need in bulk. For instance, nappies come in a lot of different shapes and sizes. Once your baby is born, you’ll get a feel for the kind of sizes and brands that work best. When that happens, you can start to buy in bulk and save a lot as a result.
Some people even prefer to avoid disposable nappies entirely by switching to reusable alternatives. These options aren’t for everyone, but they can save you more than £150 a year if you’re lucky. Remember to stock up on formula and other essentials when you can too.
3. Save Money by Taking Free Classes
If you need some help entertaining yourself and your baby, there are a lot of free classes out there. Lots of baby activity groups allow you to try a session out before you sign up for a price, and you can look for plenty of great ways to have fun like this. It’s also possible to find a range of dance, swimming, music, and baby sensory classes to save cash too.
The great thing about free classes is that they don’t just get you out of the class and give you chances to bond with your baby – they also help you make new friends. The friends you make at your classes might even be able to help you out with money saving tips of their own.
4. Make the Most of Local Offerings
How many great resources are around you that you’re just not aware of? A lot of mothers and fathers assume that they need to spend a fortune on things like toys and books for their child when they’re first born. However, you could get the same things at a library for absolutely free.
Additionally, the next time that you go out to the park with your baby, think about taking a picnic with you so you can save on the amount of food you have to buy for you and your partner. There are even a bunch of free museums available to try out if you’re interested. Don’t forget to join local groups on your Facebook page for insights into events too.
5. Take Advantage of Government Help
Finally, remember that there’s a lot of government help available for families in the UK. If you’ve got a low income, then you can check for free tax credits and other forms of assistance to help you out. There’s even the option to get a lot of free NHS prescription and dental treatment when you’re pregnant with the government’s help.
Additionally, for those in need of help with childcare, Tax-free childcare schemes can give you thousands of pounds per year towards childcare costs. The government won’t pay for all of the care you need, but they will help out with £2 for every £8 you put in. Ask your local citizens advice bureau if you’re struggling.
Do you have tips on how to save money as a new parent?